/* ─────────────────────────────────────────────
   NEW AVENUE CAPITAL — Apply / Login + Wizard
   apply.css
   Reuses tokens, nav, footer, buttons, and form
   base styles from global.css.
───────────────────────────────────────────── */

/* Highlight the Log In nav item */
.nav-login {
  color: var(--c-white) !important;
  border: 1px solid rgba(255,255,255,0.35);
  padding: 0.45rem 1.1rem !important;
  transition: background 0.18s, border-color 0.18s;
}
.nav-login:hover { background: var(--c-terracotta); border-color: var(--c-terracotta); }
.nav-login[aria-current="page"] { background: var(--c-terracotta); border-color: var(--c-terracotta); }
@media (max-width: 768px) {
  .nav-login { display: inline-block; border: none; padding: 0.875rem 0 !important; }
}

/* ════════════════ LOGIN GATE ════════════════ */
.gate {
  background: var(--c-graphite);
  min-height: calc(100vh - var(--nav-h));
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 4rem var(--section-h);
}
.gate-inner { width: 100%; max-width: 460px; }
.gate-card {
  background: var(--c-white);
  padding: 3rem 2.75rem;
  border-top: 3px solid var(--c-terracotta);
}
.gate-eyebrow {
  font-size: var(--fs-label);
  font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label);
  text-transform: uppercase;
  color: var(--c-terracotta);
  margin-bottom: 1rem;
}
.gate-title {
  font-size: clamp(22px, 3vw, 28px);
  font-weight: var(--fw-bold);
  color: var(--c-black);
  line-height: 1.2;
  margin-bottom: 0.875rem;
}
.gate-sub {
  font-size: var(--fs-body);
  line-height: 1.7;
  color: var(--c-graphite);
  margin-bottom: 2rem;
}
.gate-tabs {
  display: flex;
  gap: 0;
  margin-bottom: 1.75rem;
  border-bottom: var(--divider);
}
.gate-tab {
  flex: 1;
  background: none;
  border: none;
  padding: 0.75rem 0;
  font-family: var(--f-base);
  font-size: 12px;
  font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button);
  text-transform: uppercase;
  color: var(--c-silver);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  transition: color 0.18s, border-color 0.18s;
}
.gate-tab.is-active { color: var(--c-terracotta); border-bottom-color: var(--c-terracotta); }
.gate-form { display: flex; flex-direction: column; gap: 1.25rem; margin: 0; max-width: none; }
.optional { color: var(--c-silver); font-weight: var(--fw-regular); font-size: 0.85em; }
.gate-submit { width: 100%; justify-content: center; margin-top: 0.5rem; }
.gate-note {
  font-size: 11px;
  line-height: 1.6;
  color: var(--c-silver);
  margin-top: 1.75rem;
  padding-top: 1.5rem;
  border-top: var(--divider);
}
.field-error {
  font-size: 11px;
  color: #b4524a;
  min-height: 0;
  display: block;
}
.field-error:not(:empty) { margin-top: 0.25rem; }

/* ════════════════ WIZARD SHELL ════════════════ */
.wizard { background: var(--c-sand); }
.wizard-shell {
  display: grid;
  grid-template-columns: 280px 1fr;
  max-width: 1180px;
  margin: 0 auto;
  min-height: calc(100vh - var(--nav-h));
}

/* ── Rail ── */
.wizard-rail {
  background: var(--c-graphite);
  padding: 2.5rem 1.75rem;
  display: flex;
  flex-direction: column;
}
.rail-head { margin-bottom: 2rem; }
.rail-eyebrow {
  font-size: var(--fs-label);
  font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label);
  text-transform: uppercase;
  color: var(--c-terracotta);
  margin-bottom: 0.4rem;
}
.rail-account {
  font-size: 13px;
  color: var(--c-silver);
  word-break: break-all;
}
.rail-steps { display: flex; flex-direction: column; gap: 0; flex: 1; }
.rail-step {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  padding: 0.7rem 0;
  cursor: default;
  opacity: 0.55;
  transition: opacity 0.2s;
}
.rail-step.is-current, .rail-step.is-done { opacity: 1; cursor: pointer; }
.rail-step-dot {
  width: 26px;
  height: 26px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: var(--fw-bold);
  color: var(--c-silver);
  border: 1.5px solid rgba(255,255,255,0.25);
  border-radius: 50%;
  transition: all 0.25s;
}
.rail-step.is-current .rail-step-dot {
  background: var(--c-terracotta);
  border-color: var(--c-terracotta);
  color: var(--c-white);
}
.rail-step.is-done .rail-step-dot {
  border-color: var(--c-terracotta);
  color: var(--c-terracotta);
}
.rail-step.is-done .rail-step-dot::after { content: '✓'; }
.rail-step.is-done .rail-step-dot { font-size: 0; }
.rail-step.is-done .rail-step-dot::after { font-size: 13px; }
.rail-step-label {
  font-size: 13px;
  font-weight: var(--fw-medium);
  letter-spacing: 0.02em;
  color: var(--c-white);
}
.rail-step.is-current .rail-step-label { font-weight: var(--fw-bold); }

.rail-foot { margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,0.12); }
.rail-progress {
  height: 4px;
  background: rgba(255,255,255,0.15);
  overflow: hidden;
  margin-bottom: 0.6rem;
}
.rail-progress span {
  display: block;
  height: 100%;
  width: 0;
  background: var(--c-terracotta);
  transition: width 0.4s cubic-bezier(0.22,1,0.36,1);
}
.rail-progress-label { font-size: 11px; color: var(--c-silver); margin-bottom: 1.25rem; }
.rail-save {
  background: none;
  border: 1px solid rgba(255,255,255,0.3);
  color: var(--c-silver);
  font-family: var(--f-base);
  font-size: 11px;
  font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button);
  text-transform: uppercase;
  padding: 0.7rem 1rem;
  cursor: pointer;
  width: 100%;
  transition: color 0.18s, border-color 0.18s;
}
.rail-save:hover { color: var(--c-white); border-color: var(--c-white); }
.rail-exit {
  background: none; border: none;
  color: rgba(255,255,255,0.45);
  font-family: var(--f-base); font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button); text-transform: uppercase;
  padding: 0.65rem 1rem; margin-top: 0.4rem; cursor: pointer; width: 100%;
  transition: color 0.18s;
}
.rail-exit:hover { color: var(--c-white); }
.mobile-exit {
  background: none; border: none; color: var(--c-silver);
  font-family: var(--f-base); font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: 0.04em; text-transform: uppercase; text-align: left;
  padding: 0; cursor: pointer; align-self: flex-start;
  transition: color 0.18s;
}
.mobile-exit:hover { color: var(--c-terracotta); }

/* ── Application overview ("before you begin") ── */
.intro { background: var(--c-sand); min-height: calc(100vh - var(--nav-h)); }
.intro-inner { max-width: 1000px; margin: 0 auto; padding: 3.5rem var(--section-h); }
.intro-eyebrow {
  font-size: var(--fs-label); font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label); text-transform: uppercase;
  color: var(--c-terracotta); margin-bottom: 0.5rem;
}
.intro-title { font-size: clamp(28px, 4vw, 40px); font-weight: var(--fw-bold); color: var(--c-black); line-height: 1.08; }
.intro-lead { font-size: 16px; line-height: 1.65; color: var(--c-graphite); max-width: 64ch; margin-top: 1rem; }
.intro-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; margin: 2.5rem 0 2rem; }
.intro-card {
  background: var(--c-white); padding: 1.75rem 1.9rem;
  border-top: 2px solid var(--c-sand); position: relative;
}
.intro-card--accent { border-top-color: var(--c-terracotta); }
.intro-card:last-child:nth-child(odd) { grid-column: 1 / -1; }
.intro-card-num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 26px; height: 26px; background: var(--c-graphite); color: var(--c-white);
  font-size: 13px; font-weight: var(--fw-bold); margin-bottom: 0.9rem;
}
.intro-card--accent .intro-card-num { background: var(--c-terracotta); }
.intro-card-title { font-size: 17px; font-weight: var(--fw-bold); color: var(--c-black); margin-bottom: 0.9rem; }
.intro-tag {
  display: inline-block; font-size: 10px; font-weight: var(--fw-bold);
  letter-spacing: 0.08em; text-transform: uppercase; vertical-align: middle;
  background: var(--c-terracotta); color: var(--c-white); padding: 0.2rem 0.55rem; margin-left: 0.4rem;
}
.intro-tag--muted { background: var(--c-sand); color: var(--c-silver); }
.intro-card ul { list-style: none; display: flex; flex-direction: column; gap: 0.55rem; }
.intro-card li {
  position: relative; padding-left: 1.4rem; font-size: 14px;
  line-height: 1.5; color: var(--c-graphite);
}
.intro-card li::before {
  content: ""; position: absolute; left: 0; top: 0.5em;
  width: 7px; height: 7px; background: var(--c-terracotta); transform: translateY(-50%);
}
.intro-card-note { font-size: 12.5px; color: var(--c-silver); margin-top: 0.9rem; font-style: italic; }
.intro-actions { display: flex; gap: 1rem; align-items: center; flex-wrap: wrap; }
.intro-demo { margin-left: auto; }
.intro-foot { font-size: 12.5px; color: var(--c-silver); margin-top: 1.25rem; }

/* ── Demo run-through banner ── */
.demo-banner {
  display: flex; align-items: center; gap: 0.75rem;
  background: var(--c-graphite); color: var(--c-white);
  padding: 0.7rem 1rem; margin-bottom: 1.75rem;
  font-size: 13px; font-weight: var(--fw-medium);
}
.demo-banner-dot {
  width: 9px; height: 9px; background: var(--c-terracotta);
  border-radius: 50%; flex-shrink: 0; animation: demoPulse 1.1s ease-in-out infinite;
}
@keyframes demoPulse { 0%, 100% { opacity: 1; } 50% { opacity: 0.25; } }
.demo-banner-stop {
  margin-left: auto; background: none; border: 1px solid rgba(255,255,255,0.35);
  color: var(--c-white); font-family: var(--f-base); font-size: 11px;
  font-weight: var(--fw-bold); letter-spacing: var(--ls-button); text-transform: uppercase;
  padding: 0.4rem 0.85rem; cursor: pointer; transition: background 0.18s;
}
.demo-banner-stop:hover { background: rgba(255,255,255,0.12); }
@media (prefers-reduced-motion: reduce) { .demo-banner-dot { animation: none; } }

/* ── Demo guided-tour callout + field spotlight ── */
.demo-callout {
  position: absolute;
  z-index: 100;
  background: #fbf7f4;
  border-left: 4px solid var(--c-terracotta);
  padding: 1.25rem 1.5rem;
  border-radius: 0 6px 6px 0;
  box-shadow: 0 4px 24px rgba(141, 110, 100, 0.2), 0 1px 4px rgba(0,0,0,0.08);
  max-width: 420px;
  width: calc(100% - 2rem);
  pointer-events: none;
  transition: opacity 0.3s ease, transform 0.3s ease;
  opacity: 0;
  transform: translateY(8px);
}
.demo-callout.visible {
  opacity: 1;
  transform: translateY(0);
}
.demo-callout-label {
  display: block; font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label); text-transform: uppercase;
  color: var(--c-terracotta); margin-bottom: 0.6rem;
}
.demo-callout-text {
  font-size: 16px; line-height: 1.6; color: var(--c-graphite); margin: 0;
}
.demo-highlight {
  outline: 2px solid var(--c-terracotta); outline-offset: 4px;
  animation: demoFieldPulse 1.5s ease-in-out infinite;
}
@keyframes demoFieldPulse {
  0%, 100% { outline-color: var(--c-terracotta); }
  50% { outline-color: rgba(141,110,100,0.3); }
}
@media (prefers-reduced-motion: reduce) { .demo-highlight { animation: none; } }

/* ── Main panel ── */
.wizard-main {
  background: var(--c-white);
  display: flex;
  flex-direction: column;
  padding: 3rem 3.25rem;
}
.wizard-mobilebar { display: none; }

.step-eyebrow {
  font-size: var(--fs-label);
  font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label);
  text-transform: uppercase;
  color: var(--c-terracotta);
  margin-bottom: 0.75rem;
}
.step-title {
  font-size: clamp(22px, 2.6vw, 30px);
  font-weight: var(--fw-bold);
  color: var(--c-black);
  line-height: 1.18;
  margin-bottom: 0.875rem;
}
.step-intro {
  font-size: var(--fs-body);
  line-height: 1.7;
  color: var(--c-graphite);
  max-width: 600px;
  margin-bottom: 2.5rem;
}

/* ── Fields grid ── */
.step-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem 2rem;
}
.wfield { display: flex; flex-direction: column; gap: 0.5rem; }
.wfield--full { grid-column: 1 / -1; }
.wfield label, .wfield-legend {
  font-size: var(--fs-label);
  font-weight: var(--fw-bold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--c-silver);
}
.wfield input, .wfield select, .wfield textarea {
  font-family: var(--f-base);
  font-size: var(--fs-body);
  padding: 0.875rem 1rem;
  border: 1px solid rgba(86,86,86,0.25);
  color: var(--c-graphite);
  background: var(--c-white);
  outline: none;
  transition: border-color 0.15s;
  border-radius: 0;
  appearance: none;
  -webkit-appearance: none;
  width: 100%;
}
.wfield input:focus, .wfield select:focus, .wfield textarea:focus { border-color: var(--c-terracotta); }
.req { color: var(--c-terracotta); }

.money-wrap { position: relative; display: flex; align-items: center; }
.money-sign {
  position: absolute; left: 1rem;
  font-size: var(--fs-body); color: var(--c-silver); pointer-events: none;
}
.money-wrap input { padding-left: 1.9rem; }

/* radios + checks */
.opt-row { display: flex; flex-wrap: wrap; gap: 0.75rem; }
.opt-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; }
.opt {
  display: flex; align-items: center; gap: 0.6rem;
  padding: 0.8rem 1rem;
  border: 1px solid rgba(86,86,86,0.25);
  cursor: pointer;
  font-size: 14px;
  color: var(--c-graphite);
  transition: border-color 0.15s, background 0.15s;
  background: var(--c-white);
}
.opt:hover { border-color: var(--c-terracotta); }
.opt input { width: auto; accent-color: var(--c-terracotta); flex-shrink: 0; }
.opt--radio, .opt--check { user-select: none; }
.opt--consent {
  align-items: flex-start;
  gap: 0.75rem;
  line-height: 1.6;
  font-size: 14px;
}
.opt--consent input { margin-top: 3px; }
.opt:has(input:checked) { border-color: var(--c-terracotta); background: rgba(141,110,100,0.06); }

/* file upload */
.filebox {
  display: flex; align-items: center; gap: 1rem;
  padding: 0.9rem 1rem;
  border: 1px dashed rgba(86,86,86,0.35);
  cursor: pointer;
  transition: border-color 0.15s, background 0.15s;
}
.filebox:hover { border-color: var(--c-terracotta); background: rgba(141,110,100,0.04); }
.fileinput { display: none; }
.filebox-cta {
  font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button); text-transform: uppercase;
  color: var(--c-terracotta); white-space: nowrap;
}
.filebox-name { font-size: 13px; color: var(--c-silver); overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }

/* repeater (enterprise clients) */
.repeater { display: flex; flex-direction: column; gap: 1.25rem; }
.repeater-row {
  border: 1px solid rgba(86,86,86,0.18);
  border-left: 3px solid var(--c-terracotta);
  padding: 1.25rem;
  position: relative;
}
.repeater-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.repeater-grid .form-row { display: flex; flex-direction: column; gap: 0.4rem; }
.repeater-grid label {
  font-size: var(--fs-label); font-weight: var(--fw-bold);
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--c-silver);
}
.repeater-grid input {
  font-family: var(--f-base); font-size: var(--fs-body);
  padding: 0.7rem 0.875rem; border: 1px solid rgba(86,86,86,0.25);
  border-radius: 0; outline: none; width: 100%;
}
.repeater-grid input:focus { border-color: var(--c-terracotta); }
.repeater-remove {
  margin-top: 0.875rem; background: none; border: none;
  color: #b4524a; font-family: var(--f-base); font-size: 11px;
  font-weight: var(--fw-bold); letter-spacing: var(--ls-button);
  text-transform: uppercase; cursor: pointer; padding: 0;
}
.repeater-remove:hover { text-decoration: underline; }
.repeater-add {
  margin-top: 1.25rem; align-self: flex-start;
  background: none; border: 1px solid var(--c-terracotta);
  color: var(--c-terracotta); font-family: var(--f-base);
  font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button); text-transform: uppercase;
  padding: 0.7rem 1.25rem; cursor: pointer;
  transition: background 0.18s, color 0.18s;
}
.repeater-add:hover { background: var(--c-terracotta); color: var(--c-white); }

/* ── Review summary ── */
.review { display: flex; flex-direction: column; gap: 1.75rem; }
.review-group { border-top: var(--divider); padding-top: 1.25rem; }
.review-group-head {
  display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 0.875rem;
}
.review-group-head h3 {
  font-size: var(--fs-label); font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label); text-transform: uppercase; color: var(--c-terracotta);
}
.review-edit {
  background: none; border: none; color: var(--c-silver);
  font-family: var(--f-base); font-size: 11px; font-weight: var(--fw-bold);
  letter-spacing: var(--ls-button); text-transform: uppercase; cursor: pointer;
}
.review-edit:hover { color: var(--c-terracotta); }
.review-list { display: flex; flex-direction: column; gap: 0; }
.review-item {
  display: grid; grid-template-columns: 240px 1fr; gap: 1.5rem;
  padding: 0.6rem 0; border-bottom: 1px solid rgba(86,86,86,0.1);
}
.review-item:last-child { border-bottom: none; }
.review-item dt { font-size: 13px; color: var(--c-silver); }
.review-item dd { font-size: 14px; color: var(--c-black); font-weight: var(--fw-medium); line-height: 1.5; }

/* ── Wizard nav ── */
.wizard-nav {
  display: flex; align-items: center;
  margin-top: 2.5rem; padding-top: 1.75rem;
  border-top: var(--divider);
}
.wizard-nav-spacer { flex: 1; }
.wizard-nav .btn { padding: 14px 32px; }

/* ════════════════ CONFIRMATION ════════════════ */
.gate-card--done { text-align: center; }
.done-mark {
  width: 56px; height: 56px; margin: 0 auto 1.5rem;
  display: flex; align-items: center; justify-content: center;
  background: var(--c-terracotta); color: var(--c-white);
  font-size: 26px; border-radius: 50%;
}
.done-ref {
  display: flex; flex-direction: column; gap: 0.3rem;
  padding: 1.25rem; margin: 1.75rem 0;
  background: var(--c-sand);
}
.done-ref-label {
  font-size: var(--fs-label); font-weight: var(--fw-bold);
  letter-spacing: var(--ls-label); text-transform: uppercase; color: var(--c-silver);
}
.done-ref-num {
  font-size: 16px; font-weight: var(--fw-bold);
  color: var(--c-black); letter-spacing: 0.04em;
  font-variant-numeric: tabular-nums;
}
.done-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
.done-actions .btn { padding: 14px 28px; }

/* ════════════════ RESPONSIVE ════════════════ */
@media (max-width: 900px) {
  .wizard-shell { grid-template-columns: 1fr; }
  .wizard-rail { display: none; }
  .wizard-mobilebar {
    display: flex; flex-direction: column; gap: 0.6rem;
    margin-bottom: 2rem;
  }
  .wizard-mobilebar span {
    font-size: var(--fs-label); font-weight: var(--fw-bold);
    letter-spacing: var(--ls-label); text-transform: uppercase; color: var(--c-terracotta);
  }
  .wizard-main { padding: 2.5rem 1.5rem; }
}
@media (max-width: 600px) {
  .gate { padding: 2rem 1.25rem; }
  .gate-card { padding: 2.25rem 1.5rem; }
  .step-fields { grid-template-columns: 1fr; }
  .opt-grid { grid-template-columns: 1fr; }
  .repeater-grid { grid-template-columns: 1fr; }
  .review-item { grid-template-columns: 1fr; gap: 0.2rem; }
  .wizard-nav .btn { padding: 13px 22px; }
  .intro-grid { grid-template-columns: 1fr; }
  .intro-inner { padding: 2.5rem 1.25rem; }
  .intro-actions { flex-direction: column-reverse; align-items: stretch; }
}

/* Demo button uses btn-primary style */

/* Ensure wizard-form is positioning context for floating callout */
.wizard-form { position: relative; }